No private money lender has been around longer, or loaned out more money to the fix and flip market than Anchor Loans. In 2016 we set the standard yet again, becoming the industry’s first to originate over $1 billion in loans in a single year.
Total Loan Volume
Years in Business
Total Loans Funded
To be the nation's premier hard money lender and trust deed investment of choice for non-traditional lending.
We continuously strive to meet and achieve our mission goal by:
Bringing borrowers and investors together to create mutually beneficial opportunities for all parties
Specializing in rehab properties, and proudly contributing to the improvement of neighborhoods through our financing
Providing the fastest and most reliable funding options on the market
Knowing, understanding, and anticipating the needs of our clients, and creating lucrative, honest, and long-term relationships
Growing as a company and expanding into new markets while establishing ourselves as a key player in the lending sector for real estate investments
Since co-founding Anchor Loans in 1998, Jeff Lipton's vision has helped grow Anchor from a real estate investment start-up to an established financial institution with over $4 billion in total private money loan volume—over $1.1 billion in 2016. Mr. Lipton established the Company's lending platform, led Anchor's successful navigation of the 2008-2009 national credit crisis, and in the last five years has been a driving force behind the hyper-growth in Anchor's loan business. Mr. Lipton led the Company as its CEO for more than 18 years and continues to serve as the Chairman of the Company's Board of Directors.
With more than 20 years of real estate experience and a keen ability to identify trends in the market, Mr. Lipton has created tremendous value for investors and strong profits and significant growth for the Company. He also plays a key role in strategic planning and business development. Prior to co-founding Anchor Loans, at age 26 Mr. Lipton worked as a buyer for Broadway Department, Inc, a division of Carter Hawley Hall, where he had an 8-year career in the retail industry.
Mr. Lipton credits his New York City roots for firing his drive for success, his competitive edge and tenacity. He now resides with his wife in Palos Verdes, CA where he is actively involved in the local community— formerly serving as a trustee and member of the executive board of the Palos Verdes Peninsula Education Foundation. Mr. Lipton also spent three years on the Peninsula High School Booster Club where he served as an executive board member and treasurer.
Mr. Lipton is currently a member of the Board of Governors of Cedars Sinai Hospital and continues to serve and contribute to a number of public service and non-profit causes. In his free time he enjoys attending Lakers and Clippers games and fishing for salmon in the Pacific Northwest.
Steve Pollack -
CEO/President & Co-Founder
Dr. Pollack is a Co-Founder of Anchor Loans and serves as CEO/President of the company. He oversees the administration of investor and borrower services, as well as the servicing of Anchor’s loan portfolio. Dr. Pollack is a licensed mortgage broker with over 30 years of experience in real estate, through which he has garnered extensive knowledge of information systems and loan servicing procedures. He has been integral as a liaison with the Company's IT department in developing Anchor's proprietary workflow software. Dr. Pollack is a member of Anchor's Board of Directors, and also sits on the board of the California Mortgage Association.
In the decade prior to his independent real estate ventures and the founding of Anchor Loans, Dr. Pollack ran a successful optometry practice in Stockton, CA, where he served as President of the San Joaquin Optometric Association. As an Associate Clinical Professor at the UC Berkeley School of Optometry, Dr. Pollack was one of the youngest faculty members in the history of the school.
Dr. Pollack holds a Doctorate (O.D.) in Optometry from the University of California, Berkeley, and a B.S. in Psychobiology from the University of California, Los Angeles. Originally from New York, Dr. Pollack now resides in Westlake Village, CA. When not surveying investment opportunities, he enjoys refereeing soccer games, practicing martial arts, traveling the world, reading, playing golf and volunteering his time with non-profits.
Lora Geis, CPA -
Chief Operating Officer
Lora Geis, CPA
Lora Geis, CPA, brings to Anchor Loans 14 years of accounting and financial management experience garnered in the public and private sectors of accounting and real estate finance and development.
A results-driven financial management professional, Ms. Geis is responsible for the day to day accounting operations, financial reporting and management of the loan servicing function for Anchor Loans.
Born and Raised in Ventura County, California, Ms. Geis graduated from California State University Northridge with a degree in accounting and earned her CPA while performing audits, compilations and tax returns at a Ventura based public accounting firm.
Shane Lex -
VP of Loan Originations
As Vice President of Loan Originations for Anchor Loans, Mr. Lex oversees and directs the origination, valuation and underwriting of residential and commercial real estate lending.
Over the years, Mr. Lex has developed strong business connections with a wide range of real estate professionals in California to include residential private money lenders, real estate wholesalers, residential and commercial real estate agents and brokers, loan officers and mortgage brokers, escrow officers, real estate attorneys, general contractors, REO brokers, asset managers, and individual residential and commercial real estate investors. His expertise includes in-depth residential and commercial real estate investment analysis, residential and commercial real estate evaluation, direct loan underwriting, loan origination and all aspects of residential real estate acquisitions.
Mr. Lex has been in the real estate industry since 2002 and received his Real Estate Finance Degree from California State University, Fullerton, College of Business and Economics in 2005.
Lance Spencer -
VP of Loan Originations
As Vice President of Loan Originations for Anchor Loans, Lance Spencer oversees and directs the origination, valuation and underwriting of residential and commercial real estate lending.
Mr. Spencer brings extensive experience in real estate acquisitions with him to this role, including in-depth knowledge of valuation, project management and all aspects of construction scheduling, logistics and compliance.
Mr. Spencer holds a Bachelor of Science Degree in Construction Management from California State University, Long Beach. He currently resides in North Tustin, CA with his wife, Christina and two children, Taylor and Payton.
Matt Ediger -
VP of Construction & Development
In his position as Vice President, Mr. Ediger brings a vast array of real world experience from his previous position as a private builder and contractor. At the start of his career, he quickly rose through the ranks at one of the nation’s top ranked general contracting firms. The desire to work in neighborhood development brought him to the residential side of construction in the early 2000s.
Mr. Ediger has been with Anchor Loans since 2007. His duties include overseeing the borrowers’ construction and renovation operations, and oversight of renovation budgets and completion for Anchor's loans transactions.
Mr. Ediger received his B.S. degree in Construction Engineering and Management at Kansas State University. He resides with his wife and daughter in Pasadena, and enjoys surveying art and painting in his free time.
Sabrina Zuckerman -
VP of Technology Operations
Sabrina has worked in the mortgage industry for the past 10 years, with experience in transaction management, asset management, loan originations, project management, and technology.
She comes to Anchor with her passion for process improvement and project management.
Ms. Zuckerman is a native of Los Angeles and graduate of the University of California, Berkeley. In her free time, she enjoys traveling, backpacking, and spending time with her family and friends.
Maya Levin -
Director of Financial Operations
As the Director of Financial Operations, Maya Levin is responsible for all day to day finance and loan servicing activities. Ms. Levin oversees all trust accounting, daily cash management, and the cash activity and loan inventory for all credit facilities. She is also responsible for monthly partnership reporting, month end accounting, all aspects of accounts payable, and assisting in yearly auditing and reporting.
Ms. Levin comes to Anchor with extensive knowledge of the financial industry, bringing with her over 10 years of experience. She received her Bachelor of Science in Accounting from California State University, Northridge.
In her free time, Ms. Levin enjoys travelling, hiking, and spending time with her two boys.
Anthony Martinez -
Director of Asset Management & Valuations
Anthony Martinez joined the Anchor team in 2012 and is currently the Director of Asset Management and the Valuations for the company. As the Valuations Manager, Mr. Martinez’s day to day duties include reviewing valuations and inspection reports to ensure the accuracy and consistency of each report, as well as overseeing the appraisal process.
Mr. Martinez earned his Bachelor of Science from California State University, Northridge. In his free time, he enjoys travelling, playing sports, and spending time with his friends and family.
Melissa Wooldridge -
Director of Processing
As Director of Processing, Melissa Wooldridge directs the day-to-day operations of the Processing and Pre-processing departments and oversees the final borrower approval process, approves loans and terms, and directs priority and workflow of all deals. Mrs. Wooldridge acts as the main point of contact between all of the processing departments.
Prior to working at Anchor Loans, Mrs. Wooldridge managed her family’s real estate office and brings over 8 years of real estate experience to the table, along with extensive knowledge of the ins and outs of the industry.
Mrs. Wooldridge comes to us with a B.S. from California State University, Fullerton. In her free time, she enjoys going to the beach, reading, and attending music concerts.
Pouyan Zivari -
Pouyan Zivari has been with Anchor’s Legal Department since August 2013 and brings with him over eight years of experience working in various areas of transactional law and litigation. Mr. Zivari’s areas of engagement for Anchor and its affiliates includes commercial and corporate transactions, securities, real estate and mortgage litigation, and regulatory compliance with respect to state and federal laws governing financial institutions. During the past nine years Mr. Zivari has played a key role in successfully resolving hundreds of complex legal disputes utilizing his sophisticated understanding of both business and law.
Mr. Zivari earned his Bachelor’s degree from UCLA with high honors (Magna Cum Laude) and his Juris Doctorate from Southwestern Law School, where he graduated on the Dean’s List and received the CALI Award for Academic Excellence on three separate occasions. Mr. Zivari has also appeared as a guest lecturer in the Sociology Department of California State University, Northridge.
Pouyan enjoys reading, swimming, and spending time with his family and friends. He is also an avid traveler, having visited more than 20 different countries worldwide.
Desiree Falcon -
Human Resources Manager
Desiree Falcon brings 16 years of experience in REO, property Management and Commercial Leasing to her position as Human Resources Manager. Ms. Falcon has acquired a broad and unique understanding of the staffing and resource management challenges associated with this industry, and she keeps the company fully staffed and networked.
Ms. Falcon resides in Northridge. In her free time, she enjoys spending time with her daughter, wine tasting, and weekend getaways.
Douglas Reynolds -
Financial Reporting Manager
As the Financial Reporting Manager, Douglas Reynolds oversees the day to day operations of the financial department. These duties which include coordinating all audit and tax activity, consolidation reporting, corporate accounting, regulatory and financial reporting, budget and forecast preparations, overseeing all accounts, ledgers, and reporting systems ensuring compliance with appropriate GAAP standards and requirements. He also accounts for investments, as well as the development of internal control policies and procedures.
Mr. Reynolds comes to Anchor with 20 years of experience, previously working for various asset management, property management, and real estate companies, overseeing the accounting processes on multiple systems.
Mr. Reynolds earned his Bachelor of Science in Business Administration from California State University, Northridge and his Masters of Business Administration from the University of Phoenix. In his free time, Mr. Reynolds enjoys going on trips with his family, fishing, and going to the movies.
Stephanie Wang -
As Anchor Loans' Processing Manager, Stephanie Wang is responsible for overseeing the due diligence and closing process for new loan acquisitions.
Prior to joining Anchor Loans, Ms. Wang served as Senior Associate to a boutique commercial real estate and consultation firm where she was responsible for all aspects of property analysis from due diligence and market research to financial and feasibility analysis. In addition to residential properties, Ms. Wang has experience with value-added decision making for various commercial property types including multi-family, retail, office, industrial, hospitality, land, and special use properties. Ms. Wang also worked as a Real Estate Analyst at a US News Tier 1 Ranked Real Estate Law practice.
Ms. Wang obtained an MBA, with a concentration in Finance and Real Estate from San Diego State University and a B.S. in Communications and Political Science from the University of California, Berkeley. She enjoys traveling and extreme sports and holds a US Sailing Small Boat Certification as well as a PADI Open Water Diver Certification.
Brittany Goodchild -
Capital Markets Manager
Brittany Goodchild joined the Anchor team in 2015 and is currently the Manager of Capital Markets. As the Capital Markets Manager, Ms. Goodchild is responsible for all day to day activities involving Investors, RIAs, and Credit Facilities that are involved with Anchor.
Ms. Goodchild earned her Bachelor of Arts & Sciences, from The Ohio State University. During her four years at Ohio State, she was also a scholarship student-athlete for the OSU Women’s Softball Team. In her free time, she enjoys playing sports, traveling, hiking, attending music concerts, and spending time with her friends and family.
Dan Harrington -
Co-Founder & Former Board Member
Mr. Harrington is a co-founder and former member of the Board of Directors of Anchor Loans, where he has brought more than 20 years of experience as a real estate investor and mortgage broker. Prior to real estate, he was an attorney practicing real estate and bankruptcy law, and served as a partner of Boston-based law firm Member & Harrington for over a decade. Mr. Harrington retired from Anchor Loans in 2010, but remains a shareholder.
Mr. Harrington is also an accomplished professional poker and backgammon player. His achievements include winning the World Series of Poker, the WPT Legends Championship of Poker, the National Backgammon Championship, the Massachusetts State Chess Championship, and appearing on the cover of Forbes magazine. He has authored the “Harrington on Hold ‘em” series of poker books, which are currently the best selling volumes written on the subject. He credits poker and backgammon for sharpening his instincts and refining his understanding of equity while developing his conservative approach to transactions.
A Massachusetts native, Mr. Harrington holds a Juris Doctorate (J.D.) and a B.A. in Government and History from Suffolk University.
Co-Founder & Former Board Member
Kathy Hui -
Kathy Hui joined the Anchor team in 2013. As the Valuations Manager she oversees the daily activities of the Valuations team, Inspectors and Appraisals Department. Ms. Hui received her Bachelors of Science from California State University Long Beach. In her free time, Ms. Hui enjoys running, training for half marathons, hiking, traveling, baking, spending time with her family, friends, and dog.